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Why Independence Blue Cross?

Why Should I Choose an Independence Blue Cross Health Plan?

For nearly 80 years, Independence Blue Cross has provided health insurance to individuals and families in the Philadelphia region. We provide affordable, comprehensive coverage at all metallic levels and are currently the only health insurance carrier that offers plans in Southeastern Pennsylvania through the Health Insurance Marketplace.

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What Else Does Independence Blue Cross Offer Members?

We offer a range of wellness programs and perks to help our members achieve their health goals, including:

  • Philadelphia-area deals and discounts on attractions and events, including the Blue Cross RiverRink and Indego Bike Share®
  • Discounts and reimbursements on fitness equipment, weight-loss programs, and some gym fees
  • Free identity protection services provided by Experian®
  • 24/7 access to a Health Coach, plus online tools to help you track your wellness goals
  • Telemedicine from MDLIVE1, which allows you 24/7 access to a board-certified doctor via secure online video, phone, or the MDLIVE App
  • Pregnancy support with the Baby BluePrints® maternity program

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What Are the Benefits of the Independence Blue Cross Network?

As a licensee of the Blue Cross Blue Shield (BCBS) Association, we’ve provided families with the security and stability that comes with a Blue plan. Blue Cross® and Blue Shield® (BCBS) health insurance plans contract with hospitals, physicians, and other health care providers locally to provide lower-cost health care services to members. Our Southeastern PA BCBS network has more than 46,000 doctors and 160 hospitals to choose from — the widest choice for quality care in the Philadelphia five-county region.

Who Can Apply For Independence Blue Cross Health Insurance?

Individuals and families in the Philadelphia five-county region (Philadelphia, Montgomery, Bucks, Delaware, and Chester counties) can apply for affordable coverage from Independence Blue Cross during Open Enrollment, which takes place from October 1 through January 31. Since Open Enrollment for 2017 health care coverage has ended, you may still be eligible to enroll in a health plan during the Special Enrollment Period if you have a Qualifying Life Event. A Qualifying Life Event is a change in circumstance that may allow you to enroll in coverage outside of the annual Open Enrollment Period.

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About the Blue Cross Blue Shield Association (BCBSA)

The Blue Cross Blue Shield Association (BSBCA) is comprised of the 36 independent, community-based and locally operated Blue Cross and Blue Shield (BCBS) companies that, together, cover nearly 105 million individuals — one in three Americans. Chief Executive Officers (CEOs) from each of the 36 independently run Blue Cross and Blue Shield plans make up the BSBCA’s Board of Directors, which provides strategic guidance and oversight for the Association. Daniel J. Hilferty, president and CEO of Independence Blue Cross, serves as the chairman of the BSBCA’s Board of Directors.

1 MDLIVE is an independent company providing telemedicine services for Independence Blue Cross.