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Adult Dental Preferred and Premier PPO Plans

Independence Blue Cross offers two dental plan options for adults age 19 and older1: Adult Dental Preferred, and Adult Dental Premier with Preventive Incentive. Both plans2,3 give you access to one of the largest networks of dentists and specialists in the nation, and you’ll never need a referral. You’ll also get:

  • 100 percent coverage for exams, cleanings, and X-rays from participating providers, with no waiting period4
  • Coverage for most basic and major services
  • Discounts for non-covered services from most in-network dentists

Something to Smile About — Adult Dental Plans From Independence Blue Cross

Get More for Your Money With Adult Dental Premier With Preventive Incentive

Adult Dental Premier with Preventive Incentive helps you save money. Preventive Incentive means that the amount your plan pays for exams, cleanings, X-rays, and emergency services won’t count toward your annual maximum, so you can use that money for other services. Here’s how it works:

With Preventive Incentive

Without Preventive Incentive

Annual benefit maximum

$1,000

$1,000

Amount plan pays for two exams, two cleanings, and one set of X-rays

$193

$193

Remaining annual benefit maximum

$1,000

$807

For illustrative purposes only. Assumes services provided by Concordia Advantage network dentists; savings will vary by dentist, service, and geographic region. Costs calculated based on Philadelphia five-county service area.

Scroll or swipe to reveal all table data.

Compare Dental Plans

Adult Dental Preferred PPO

Adult Dental Premier PPO with Preventive Incentive

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Deductible

$50 Individual
$150 Family

$50 Individual
$150 Family

Annual Maximum Benefit

$1,000

$1,000

PPO Network

Concordia Advantage

Concordia Advantage

You Pay

You Pay

Preventive &
Diagnostic Services5

$0
not subject to deductible

$04
not subject to deductible

Basic Services5

50% for fillings, extractions, root canals, periodontics, and oral surgery

20% for fillings, extractions, root canals, periodontics, and oral surgery

Major Services5

Not covered

50% for crowns, inlays, and onlays, and prosthetics

Scroll or swipe to reveal all table data.

Please see the plan overview for additional benefits information, including waiting periods, limitations, and exclusions.

2017 Individual Adult Dental Care Plan Overview

Looking for Vision or Travel Plans?

Independence also has adult vision plans and health plans for international travel. Learn more and apply.

1 Pediatric Dental coverage is included with all Independence Blue Cross Individual Medical policies except for Personal Choice Bronze Basic, which does not include Pediatric Dental.

2 Adult Dental Preferred and Adult Dental Premier with Preventive Incentive are underwritten by QCC Insurance Company. This 2017 Adult Dental Plan Overview represents only a partial listing of the benefits, limitations, and exclusions of the Adult Dental plans. The plans may not cover all your expenses. If you have any questions, please call 1–844–762–2140. Once enrolled, you can view your benefit information on ibxpress.com. Read your contract carefully to determine which services are covered and for details on the conditions of your policy.

3 Independence Blue Cross dental plans are administered by United Concordia, an independent company.

4 The following services are included in the Preventive Incentive. The amount paid by the plan (benefit) for these services are not counted toward your annual maximum: exams, cleanings, X-rays, and palliative treatments.

5 Out-of-network providers may bill you for differences between paid by the plans and the actual charges of the providers. The amounts could be significant.