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Health Care Law and You

The health care law is most commonly known as the Affordable Care Act (ACA) or the Patient Protection and Affordable Care Act. But what does it mean for you?

Here’s a look at some of the most important changes from the health care law:

There Are Four Benefit Levels of Health Coverage

To make it easier for you to compare health plans, the federal government created four levels of coverage: platinum, gold, silver, and bronze. Platinum health plans will cost the most, but your costs each time you receive covered services will likely be lower. Bronze health plans will cost the least each month, but will likely have higher costs each time you receive covered services. Use this plan shopping guide to help you shop for health coverage based on the type of health plan, cost of coverage and monthly premium, as well as other health care needs.

All Plans Include Essential Health Benefits

Ten core Essential Health Benefits will be included in all health plans.

Financial Help Is Available

The government provides tax credits and subsidies to help people purchase their own insurance. Depending on how much money you make and how many people are in your family, you may qualify for tax credits or subsidies to help you pay for insurance. Check your eligibility now.

You Can’t Be Denied Coverage

You can no longer be denied health insurance coverage based on pre-existing conditions, and the cost of insurance will no longer be affected by your health status or history.

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