Independence Blue Cross Overview

Whether you’re looking for affordable health insurance for yourself, your family or a loved one, Independence Blue Cross has innovative plans and benefits that will fit your budget and help you stay on the road to good health.

Independence Blue Cross (IBC) has been a leading health insurer in southeastern Pennsylvania for more than 70 years. Our priority has been to help maintain the health of our members and to contribute to the overall well-being of our community.

Affordable Health Insurance Coverage

IBC health insurance plans are designed to fit a variety of budgets. You’re bound to find a plan — copay, deductible, or health savings account (HSA) — that meets your needs without breaking the bank.

Blue Cross Provider Network

IBC is an independent licensee of the Blue Cross and Blue Shield Association. This relationship allows us to offer our members the best of both worlds: a community focus matched with the stability of one of the most recognized and trusted health insurance brands. Nationwide, 90 percent of hospitals and 80 percent of doctors contract with Blue Cross^® and Blue Shield^® companies.

With more than 100 area hospitals and 55,000 doctors and specialists to choose from, you can rest assured that you’ll never have to go far to get quality care. IBC’s mission is to enhance the health and wellness of the communities we serve.

Health and Wellness Programs

We want to make it easier for you to save money and make healthy choices. That’s why IBC offers health and fitness programs, tools, and resources from national health and wellness leaders to help you live a healthier life.

ibxpress.com — Independence Blue Cross Member Portal

Our member website, ibxpress.com, provides tools and resources to help you make informed health care decisions. We’ve partnered with WebMD^® — a recognized name in health and wellness services — to provide you with personalized tools and reliable information to help you lead a healthier life.

WebMD is an independent company offering online health information and wellness education to Independence Blue Cross members.

HMO benefits are underwritten by Keystone Health Plan East (KHPE). PPO benefits are underwritten by QCC Insurance Company (QCC). KHPE and QCC are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Serving the health insurance needs of Philadelphia and southeastern Pennsylvania.