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Overview

Copay Plans

It’s all about predictability — these plans have copays for most services to help manage your budget.

Deductible Plans

It’s all about affordability — you have copays for office visits and a deductible for services you’re less likely to use, like going to the hospital.

HSA Plans

It’s all about savings — save on monthly premiums and save for health care costs when you add a tax-advantaged health savings account (HSA) to your plan.

Other Plans for Individuals

If you’re eligible for Medicare, meet certain income requirements, or are looking for guaranteed enrollment options, we have options for you.

Review Important Information to get a better understanding of our policies and guidelines and the steps we take to help you receive appropriate care.

HMO benefits are underwritten by Keystone Health Plan East (KHPE). PPO benefits are underwritten by QCC Insurance Company (QCC). KHPE and QCC are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Serving the health insurance needs of Philadelphia and southeastern Pennsylvania.