Individual & Family Health Insurance Plans Overview

Our mission at Independence Blue Cross is to help enhance the health and wellness of the people and communities we serve. We aim to accomplish this by increasing accessibility of quality health care and delivering value through the products and services we offer, such as our various individual health insurance plans and coverage options.

Whether you are looking for affordability, predictability and/or savings, we’ve got you covered. View and compare our individual health and family insurance plans below, request a free quote or apply today.

Copay Plans

It’s all about predictability — these plans have copays for most services to help manage your budget.

Deductible Plans

It’s all about affordability — you have copays for office visits and a deductible for services you’re less likely to use, like going to the hospital.

Health Savings Account (HSA) Plans

It’s all about savings — save on monthly premiums and save for health care costs when you add a tax-advantaged health savings account (HSA) to your plan.

Dental Insurance Plans

Through our preferred vendor relationship with United Concordia, an independent company, you have access to affordable dental plans, a large dental network, and 100 percent coverage on preventive services.

Travel Insurance Plans

Whether you’re traveling for business or pleasure, we make available medical and trip protection plans that can give you peace of mind while you travel.

Other Plans for Individuals

If you’re eligible for Medicare, meet certain income requirements, or are looking for guaranteed enrollment options, we have plans for you.

Additional information

Review important information to get a better understanding of our policies and guidelines and the steps we take to help you receive appropriate covered services.

HMO benefits are underwritten by Keystone Health Plan East (KHPE). PPO benefits are underwritten by QCC Insurance Company (QCC). KHPE and QCC are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Serving the health insurance needs of Philadelphia and southeastern Pennsylvania.