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Health Savings Account (HSA) Plans
It’s all about savingsFinally, there's a way to help make the most of your health care dollars. With a Health Savings Account (HSA), the savings are twofold. First, you save money by paying lower premiums each month. Then, you invest your money in a tax-advantaged Health Savings Account (HSA) to save for deductibles and coinsurance. If you don't use all of your HSA dollars, the money is yours and can be rolled over from year to year to pay for future qualified medical expenses.
For a complete list of qualified eligible medical expenses, visit IRS.gov and search for “Pub 502.”
Independence Blue Cross HSA plans also include access to our Healthy Lifestyles Wellness Programs that offer reimbursements, discounts, and more to help you and your family lead a healthier life. And, you get access to our exclusive member website, ibxpress.com, which offers Health Savings Account plan benefits information, health resources, and decision tools, all in one convenient location.
Here’s a look at what our HSA plans include:
- hospital stays
- emergency/urgent care
- office visits
- preventive care
- prescription drugs
Compare PPO Health Savings Account (HSA) Plans, Get a Quote, and Apply
Plan |
Office Visit |
Specialist Visit |
Hospitalization |
Apply |
|---|---|---|---|---|
covered 100%, after deductible in network; 50% after deductible out of network |
covered 100%, after deductible in network; 50% after deductible out of network |
covered 100%, after deductible in network; 50% after deductible out of network |
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20% after deductible in network; 50% after deductible out of network |
20% after deductible in network; 50% after deductible out of network |
20% after deductible in network; 50% after deductible out of network |
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HMO benefits are underwritten by Keystone Health Plan East (KHPE). PPO benefits are underwritten by QCC Insurance Company (QCC). KHPE and QCC are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Serving the health insurance needs of Philadelphia and southeastern Pennsylvania.
