Get a quote
Get a free, instant quote. Compare the costs and benefits for our different plans.
Deductible Plans
It’s all about affordability
Our deductible plans are a great way to lower your monthly costs. Better yet, the in-network deductible applies only to services such as hospital and emergency care. You still have copays or 100% coverage for services, such as doctor visits, screenings, and immunizations.
Plus, all of our deductible plans include wellness programs that offer cash, discounts, and more to help you and your family lead a healthier life. And, you get access to our exclusive member website, ibxpress.com, which offers benefits information, health resources, and decision tools, all in one convenient location.
Here’s a look at what our deductible plans include:
- emergency/urgent care
- routine eye care (HMO plans only)
- maternity (HMO plans only)
- office visits
- preventive care
- prescription drugs
- hospital stays
Plan |
Office Visit |
Specialist Visit |
Hospitalization |
Apply |
|---|---|---|---|---|
$25 copay, no deductible in network; |
20% after deductible, in network; |
20% after deductible in network (unlimited days); |
 |
|
$30 copay, no deductible |
$50 copay, no deductible |
30%, after deductible |
|
|
$30 copay, no deductible |
$50 copay, no deductible |
30%, after deductible |
|
|
$30 copay, no deductible |
$50 copay, no deductible |
30%, after deductible |
|
|
$30 copay, no deductible in network; |
$50 copay, no deductible in network; |
20% after deductible in network; |
|
|
$30 copay, no deductible in network; |
$50 copay, no deductible in network; |
20% after deductible in network; |
|
HMO benefits are underwritten by Keystone Health Plan East (KHPE). PPO benefits are underwritten by QCC Insurance Company (QCC). KHPE and QCC are subsidiaries of Independence Blue Cross — independent licensees of the Blue Cross and Blue Shield Association. Serving the health insurance needs of Philadelphia and southeastern Pennsylvania.
