ibx4you.com Affordable Health Plans for Individuals and Families from Independence Blue Cross

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Essential Health Benefits

Independence Blue Cross’s individual and family health insurance plans cover ten Essential Health Benefits as defined by the Health Care Law.

Essential Health Benefit

Example

preventive care iconPreventive, wellness, and disease management services

Yearly physical, flu shot, gynecological exam, birth control

emergency care iconEmergency care

Treatment for broken bones, heart attacks, and more at a hospital emergency room

ambulatory care iconAmbulatory services

Minor surgeries, blood tests, X-rays

hospitalization iconHospitalization

Treatment at a hospital for a condition that requires you to stay overnight or multiple days

maternity care iconMaternity and newborn services

Care through the course of a pregnancy, delivery of the baby, and checkups after the baby is born

pediatric care iconPediatric services, including dental and vision

Well visits, shots to prevent serious health conditions, teeth cleanings and exams, frames, lenses

prescription iconPrescription drugs

High blood pressure medicine, insulin, antibiotics, birth control pills

laboratory services iconLaboratory services

Blood tests

mental health iconMental health and substance abuse services, including behavioral health treatment

Getting help to deal with conditions like depression, alcohol abuse, and drug abuse

rehabilitation iconRehabilitation and habilitation services

Physical therapy, speech therapy, occupational therapy

In addition, IBC will cover 100 percent of the cost of certain designated pdf icon preventive services, such as wellness visits, immunizations, screenings for cancer, and other diseases. That means you will not pay any deductible, copays, or coinsurance for many preventive services that can help you stay healthy.