ibx4you.com Affordable Health Plans for Individuals and Families from Independence Blue Cross

To purchase insurance, call
1-888-475-6206

bronze icon

Have a qualifying life event?

Certain changes in your life can make you eligible to apply for coverage through a special enrollment period.

Learn More

Bronze Health Insurance Plans

Open enrollment for 2014 health coverage is closed. However, you can still apply for a Bronze health insurance plan during a Special Enrollment Period if you have certain changes in your life — known as qualifying life events — including loss of coverage (due to loss of employer-sponsored coverage, death of a spouse, divorce, or plan being discontinued), marriage, the birth or adoption of a baby, or a recent move into a new coverage area. If you believe you qualify but do not see your life event listed aboveor on our Qualifying Life Events page, please call us at 1-888-475-6206.

Bronze health plans have the lowest monthly costs but will likely have higher costs when you receive covered services. Bronze plans are for individuals who don’t plan to use a lot of health care services. In addition to Keystone HMO Bronze and Personal Choice® PPO Bronze, Independence Blue Cross also offers Personal Choice Bronze Reserve, a PPO health plan with a health savings account (HSA), which is an even more affordable option.

Good option if you...don’t plan to use a lot of health care services.

Compare Bronze HMO and PPO Plans

View a comparison of our bronze health insurance plans in the chart below or pdf icon download a PDF comparing the three bronze plans.

Plan

Office Visit

Specialist Visit

Hospitalization

Pediatric Benefits

Prescription Drug Benefits

Apply

pdf icon Keystone HMO Bronze

$40 no deductible

$80 no deductible

0% after deductible

pdf icon Dental
pdf icon Vision

See plan description

Apply

pdf icon Personal Choice PPO Bronze

$40 no deductible in network; 50% after deductible out of network

50% after deductible in network; 50% after deductible out of network

25% after deductible in network; 50% after deductible out of network

pdf icon Dental
pdf icon Vision

See plan description

Apply

pdf icon Personal Choice PPO Bronze Reserve

0% after deductible in network; 50% after deductible out of network

0% after deductible in network; 50% after deductible out of network

0% after deductible in network; 50% after deductible out of network

pdf icon Dental
pdf icon Vision

See plan description

Apply

Health and Wellness Programs

All Independence Blue Cross plans include our Health and Wellness Programs, which offer value-added programs such as reimbursements, discounts, and more to help you and your family make healthier choices. And you get access to our exclusive member website, ibxpress.com, which offers benefits information, health resources, and decision-making tools, all in one convenient location.

Prescription Drug Benefits

All of our prescription drug plans use a drug list called a “formulary” to help determine your copayment for each prescription drug. You can search to see which drugs are on the formulary for each of our prescription drug plans.

Search for a Drug:

In addition to low cost generic drugs offered with our prescription drug plans, our Keystone HMO Bronze and Personal Choice PPO Bronze plan members can take advantage of a $4 copay option for selected generic drugs at a retail pharmacy.

Watch this quick video for tips on how to save money on your prescription drugs, plus an overview of important plan features such as mail order service and preferred networks.

Get more information about our pharmacy services.

Additional information

Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps we take to help you receive appropriate covered services.

* FutureScripts is an independent company and serves as IBC’s pharmacy benefits manager.