Bronze Health Insurance Plans
Open enrollment for 2014 health coverage is closed. However, you can still apply for a Bronze health insurance plan during a Special Enrollment Period if you have certain changes in your life — known as qualifying life events — including loss of coverage (due to loss of employer-sponsored coverage, death of a spouse, divorce, or plan being discontinued), marriage, the birth or adoption of a baby, or a recent move into a new coverage area. If you believe you qualify but do not see your life event listed above or on our Qualifying Life Events page, please call us at 1-888-475-6206.
Bronze health plans have the lowest monthly costs but will likely have higher costs when you receive covered services. Bronze plans are for individuals who don’t plan to use a lot of health care services. In addition to Keystone HMO Bronze and Personal Choice® PPO Bronze, Independence Blue Cross also offers Personal Choice Bronze Reserve, a PPO health plan with a health savings account (HSA), which is an even more affordable option.
Good option if you...don’t plan to use a lot of health care services.
Compare Bronze HMO and PPO Plans
View a comparison of our bronze health insurance plans in the chart below or download a PDF comparing the three bronze plans.
Health and Wellness Programs
All Independence Blue Cross plans include our Health and Wellness Programs, which offer value-added programs such as reimbursements, discounts, and more to help you and your family make healthier choices. And you get access to our exclusive member website, ibxpress.com, which offers benefits information, health resources, and decision-making tools, all in one convenient location.
Prescription Drug Benefits
All of our prescription drug plans use a drug list called a “formulary” to help determine your copayment for each prescription drug. You can search to see which drugs are on the formulary for each of our prescription drug plans.
Search for a Drug:
In addition to low cost generic drugs offered with our prescription drug plans, our Keystone HMO Bronze and Personal Choice PPO Bronze plan members can take advantage of a $4 copay option for selected generic drugs at a retail pharmacy.
- See which generic drugs are eligible for the $4 copay.
Watch this quick video for tips on how to save money on your prescription drugs, plus an overview of important plan features such as mail order service and preferred networks.
Get more information about our pharmacy services.
Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps we take to help you receive appropriate covered services.
* FutureScripts is an independent company and serves as IBC’s pharmacy benefits manager.