ibx4you.com Affordable Health Plans for Individuals and Families from Independence Blue Cross

To purchase insurance, call
1-888-475-6206

Individual or Family Health Insurance Plans

Keystone HMO Proactive Plans

Keystone HMO Proactive plans offer you lower premiums and out-of-pocket costs than a typical HMO plan because they feature a tiered network, which allows you to pay lower out-of-pocket costs when you see Tier 1 or Tier 2 providers.

  • Most affordable Gold and Silver health plans
  • In-network coverage
  • Primary care physician coordinates your care and refers you to specialists
  • Prescription drug plans include Preferred Pharmacy and Mandatory Generic benefits
Learn More

Keystone HMO Proactive features a tiered provider network and RX coverage through 50,000 participating pharmacies

PPO Reserve Plan with an HSA

PPO Bronze Reserve gives you the option of opening a tax-advantaged HSA (health savings account) that helps you save money for qualified medical expenses.

  • One of our most affordable Bronze plans
  • In- and Out-of-network coverage
  • Freedom to see any doctor without referrals
  • Can be paired with a tax-advantaged HSA
  • Prescription drug plans include Preferred Pharmacy and Mandatory Generic benefits
Learn More

PPO Bronze Reserve allows you to select in network and out of network doctors, RX coverage through 50,000 participating pharmacies, and offers a health savings account

Keystone HMO Plans

Keystone HMO plans offer you in-network coverage and are available in platinum, gold, silver, and bronze coverage levels.

Learn More

Keystone HMO offers you in-network providers, and RX coverage with a choice of 50,000 or 68,000 participating pharmacies

Personal Choice PPO Plans

Personal Choice PPO gives you the ultimate in flexibility with the freedom to see any doctor without referrals, and in-network coverage available across the country.

  • In- and out-of-network coverage
  • Freedom to see any doctor without referrals
  • PPO Platinum Complete plan includes dental and vision coverage for adults
  • PPO Silver plan includes vision coverage for adults
  • PPO Platinum, Gold, and Silver plans include the full FutureScripts pharmacy network, while PPO Bronze plans use the Preferred Pharmacy network
  • PPO Bronze plans also include the Mandatory Generic benefit
Learn More

Personal Choice PPO allows you to select in network and out of network doctors, and RX coverage with a choice of 50,000 or 68,000 participating pharmacies

Catastrophic Plan

You may qualify for our Personal Choice Catastrophic plan if you’re under age 30 or qualify for an exemption due to extreme financial hardship or discontinuation of a current plan that is not compliant with the Affordable Care Act.

  • Most affordable plan
  • Good for people who need “just in case” coverage
  • In-network coverage only
  • Freedom to see any doctor without referrals
  • Prescription drug plans include Preferred Pharmacy and Mandatory Generic benefits
Learn More

Personal Choice Catastrophic offers you in-network providers and RX coverage through 50,000 participating pharmacies